St. Louis, MO. Surrounding Counties, and Municipal Information
This information has been compiled to provide
sewer lateral insurance programs, and other valuable information pertaining to cities, municipalities, and counties in the St. Louis region and surrounding counties.
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The information on each listing is furnished and deemed reliable to the best of St. Louis ASHI’s knowledge but should be verified prior to use. St. Louis ASHI assume no liability for typographical errors, misprints or misinformation. Please check with the individual Cities if you have any questions. These ordinances change daily; therefore, we cannot guarantee the accuracy of this information.
Occupancy Permit Requirements
- Residential Occupancy Permit Required Yes
- Rental Occupancy Permit Required Yes
- Commercial Occupancy Permit Required Yes
Occupancy Inspection Details
When you move into the City of Kirkwood, you must obtain an Occupancy Permit and also sign up for some utilities. This is true whether you are the owner, a tenant or a business, and it is true for single-family homes, apartments, condos, and commercial buildings. Utilities provided by the City of Kirkwood: Electric, Water, Sanitation.
Please Note: Some households in the City of Kirkwood are served by Ameren rather than Kirkwood Electric.
Occupancy Permits must be obtained in person at the Building Commissioner’s office. The following process has been established to help streamline this process:
- Complete the online Occupancy Inspection application. You can pay for the inspection with this form.
- A representative from the Building Commissioner’s Office will then call you to schedule your inspection.
- After the inspection has been completed and your home or business has passed the inspection, including rectifying any problems, you will then need to come to Kirkwood City Hall, 139 S. Kirkwood Road, 63122, during regular business hours (8:00 a.m. to 5:00 p.m., Monday thru Friday) to obtain your permit and sign up for utilities. The Building Commissioner’s Office is on the lower level.
- After visiting the Building Commissioner’s Office, you will head back to the main level to sign up for utilities.
- If you are in the Kirkwood Electric service area, you will sign up for electric, water, and sanitation at the Finance window. You will need to sign up for gas service separately. See below.
- If you are in the Ameren Electric service area, you will sign up for water and sanitation at the Finance window. You will then need to sign up for electric service separately with Ameren (in addition to gas service).
Sewer Lateral Insurance Program
- Limit of Coverage 75% (must obtain 3 bids)
- Contact Information 314-822-5822
- Website https://www.kirkwoodmo.org/government/departments/public-services/building-commissioner-s-office/sewer-lateral-program
- What portion of lateral repair / replacement is covered by program? Between 1' to 5' foundation wall and the sewer main depending on the type of pipe
Sewer Lateral Program Details
The Sewer Lateral Insurance program provides insurance coverage to assist homeowners with the cost of repairs to residential sewer lateral service lines. Residential properties containing six (6) or fewer dwelling units are eligible to have a portion of the costs to repair an eligible sewer lateral defect reimbursed by the City. The program is funded through an annual fee of $28 placed on property owners’ St. Louis County property taxes. Applicants for this program must not be outstanding on any monies owed to the City of Kirkwood or must be regularly participating in a deferred payment plan authorized by the Finance Department.
Who is responsible for repair and maintenance of private sanitary sewer laterals?
The private sanitary sewer lateral is an underground pipe carrying wastes leading from a building to the public sanitary sewer main in the street. The property owner is responsible for repairing defects to their private sanitary sewer lateral including the connection to the public sewer main. The Metropolitan St. Louis Sewer District (MSD) does not fund sewer lateral repairs.
How do I use the Sewer Lateral Insurance program?
Step 1: Identity there is an issue with your sewer lateral.
Step 2: The property owner submits a Sewer Lateral Insurance Program application and $400 deposit to the Building Commissioner’s Department located in the basement of City Hall.
Step 3: The City dispatches an inspection contractor to cable and perform a video inspection of the lateral. The property owner is refunded the deposit less cabling and inspection costs.
Step 4: City staff determines if a program eligible defect is present .
Step 5: The City sends an authorization form to the property owner.
Step 6: The property owner obtains a minimum of 3 bids from approved contractors. IF the City determines it is an emergency then bidding requirements may be waived. Approved contractors can be found in the Sewer Lateral List of Contractors.
Step 7: The property owner contracts with the lowest bidder to perform the repairs.
Step 8: The contractor obtains all necessary permits, inspections and performs the work.
Step 9: The property owner submits the required final documents to the City
- Completed authorization form previously provided by the City
- Contractor’s itemized final invoice
- Contractor’s final lien waiver
- Minimum of two (2) additional competitor bids
Step 10: The City pays the contractor 75% of the eligible costs
Step 11: The property owner pays the remaining balance of all costs.
Typical work NOT eligible for reimbursement:
- Repairs to laterals inside the home, under the basement or foundation or within 1 ft. of the exterior foundation wall (5 ft. for cast-iron pipe).
- Replacement or repair to structures such as foundations, porches, decks, fences and retaining walls necessary to repair the defective lateral.
- Repair to private underground systems such as irrigation systems, dog fences and security systems.
- Repair to landscaping other than seed and straw.
- Replacement of decorative concrete or pavers.
- Clearing of roots.
- Minor cracks not showing signs of infiltration or leaks.
- Separated pipe joints not showing signs of infiltration or leaks.
- Damage caused by other homeowner construction.
- Repairs to sewer laterals to new homes identified within 5 years of construction completion. This includes connections to the public main.
Contact the Building Commissioner’s Office at (314) 822-5816.
*** Please Note: Most municipalities, cities, and counties with sewer lateral programs limit reimbursements and expenses to the amount available in the Fund at any time. Some offer waiting lists and reimbursements out of the next year’s Fund revenue. Funds typically are on a first-come, first-served basis. You should always check on fund availability. Additionally, most municipalities will require proof of PAID real estate tax bills, city fees, taxes, including personal property taxes, and trash fees if applicable for eligibility to participate in any available programs.
City Services Phone Directory
- Police Department 314-822-5858 Kirkwood Police Department
- Fire Department 314-822-5883 Kirkwood Fire Department
- Building Permits 314-822-5817
- Parks and Recreation 314-822-5855
- Electricity Kirkwood Electric or Ameren depending on address
- Natural Gas Spire
- Water City of Kirkwood | Water Division
- Sewer City of Kirkwood
- Garbage / Recycling City of Kirkwood | Sanitation Division
139 S. Kirkwood Road Kirkwood MO 63122
The information contained in this directory and on each city, municipality, and county listing is furnished and believed to be reliable by the American Society of Home Inspectors, St. Louis Chapter hereinafter known as St. Louis ASHI and its officers and members' knowledge. However, all information should be independently verified by the user prior to use. Neither the St. Louis ASHI, the American Society of Home Inspectors, Inc., nor its officers, directors or members may be held liable for errors, omissions, misuse or misinterpretation. There is no warranty, expressed or implied, as to the accuracy of any information. Please check with the individual governmental and related entities to confirm the information or if you have any questions. These ordinances and requirements often change; and we cannot guarantee the accuracy of this information.
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